Investment of Rs 150 will get you Rs 19 lakh

  • The minimal sum insured is Rs. 1,00,00.
  • There isn’t a restrict to the utmost sum insured.

The policyholder will get 20% of the sum assured on completion of 18, 20 and 22 years of age.

On the time of coverage maturity (in case the insured doesn’t die throughout the time period of the coverage) the policyholder will get an elevated portion of the sum insured with a bonus of 40 per cent

In case of demise of the policyholder on the time of the coverage time period, along with the sum insured, a easy reversionary bonus verify and a remaining most bonus are given. Loss of life Profit shall not be lower than 105% of the full premium fee

View Insurance policies of self, partner and youngsters

  • Register for Premier Companies (on-line service requests)
  • On-line Renewal Premium fee; Prime-up; Mortgage Compensation and Mortgage Curiosity fee
  • On-line Mortgage Requests
  • Physician Locator
  • Premium paid statements; Particular person and Consolidated
  • Premium Calendar
  • Revival Quotations.
  • Grievance Registration and View Grievance Standing
  • Declare standing enquiry
  • Mortgage standing enquiry
  • Declare historical past
  • View Service Request standing
  • E-mail and SMS Alerts


  • JEEVAN SURABHI – (Desk Nos. 106,107 & 108)

Introduction :

  • Insurance coverage Regulatory & Growth Authority (IRDA) requires all life insurance coverage firms working in India to offer official illustrations to their prospects. The illustrations are based mostly on the funding charges of return set by the Life Insurance coverage Council (constituted underneath Part 64C(a) of the Insurance coverage Act 1938) and isn’t meant to mirror the precise funding returns achieved or could also be achieved in future by Life Insurance coverage Company of India (LICI).
  • For the 12 months 2004-05 the 2 charges of funding return declared by the Life Insurance coverage Council are 6% and 10% each year.

Product abstract : 

  • It is a with-profits plan obtainable for 3 totally different phrases of 15, 20 and 25 years with corresponding premium paying phrases of 12, 15 and 18 years. The plan supplies a specified share of Sum Assured on survival as much as specified durations. A life insurance coverage cowl is on the market all through the time period of the plan which will increase after each 5 yearly intervals.
  • Premiums: 
    • Premiums are payable yearly, half-yearly, quarterly, month-to-month or by way of wage deductions as opted by you all through the premium paying time period of the coverage or until the sooner demise.
    Bonuses :
    • It is a with-profit plan and take part within the income of the Company’s life insurance coverage enterprise. It will get a share of the income within the type of bonuses. Easy Reversionary Bonuses are declared per thousand Sum Assured yearly on the finish of every monetary 12 months. As soon as declared, they kind a part of the assured advantages of the plan. A Last (Extra) Bonus can also be payable supplied coverage has run for sure minimal interval.

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